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Auto Insurance

Auto Questionnaire

 

What is Auto Insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need Auto Insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.

Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Give Us a Call
Texas City | 800-561-5211 7900 Emmett F Lowry Expy | Texas City, TX 77591
Houston | 844-271-7048 11757 Katy Freeway, Ste #100 | Houston TX, 77079
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Location

Texas City Location

7900 Emmett F Lowry Expy
Texas City, TX 77591

Toll Free: 800-561-5211

Houston Location

11757 Katy Freeway, Ste #100
Houston TX, 77079
Toll Free: 844-271-7048


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