High Value Home Insurance

What is high value home insurance?

Your high value home may not be adequately covered under a standard homeowner insurance policy. Instead, you may need a policy that fills in coverage gaps and recognizes the unique coverage needs of the finest built homes. We can assist you to protect your home and your family for years to come.

What does high value home insurance cover?

High value home insurance includes higher limits and exclusive features to provide more coverage to quality homes. Many of these policies are adaptable and can be customized to meet the specific needs of each family. Some of your coverage options may include the following:

• Property coverage: Many policies may cover the full replacement cost of your home, even if it exceeds policy limits. The goal is to completely restore your home and family to your accustomed lifestyle.
• Valuable contents coverage: Contents coverage may replace your property with the same or similar quality items. An added benefit of this policy is the coverage of valuable luxury items, such as jewelry, fine art, electronic equipment, antiques, wine and other items of value.
• Increased expenses coverage: After a covered loss, rebuilding efforts may be thwarted by a higher mortgage rate or changes in building code. This policy can cover the difference between what you previously paid and what you are expected to begin paying.
• Sewer and drain backup coverage: Sewer backups and drain or toilet overflows can lead to high expenses associated with cleanup and repair work. This coverage can be added to your policy to protect against these detrimental incidents.
• Secondary residence coverage: Vacation and/or seasonal homes should be similarly insured. You can add multiple homes to your high value home insurance policy to protect all of your properties against potential risks.
  

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At Texas First Insurance, we are dedicated to helping you find home protection for your family. When standard policies fall short, our high-value home insurance provides specialized coverage to fit the needs of the lifestyle you are accustomed to. Contact us today to start securing your future!