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Home > Auto

Auto Insurance 

Auto insurance provides financial protection for various situations involving your vehicle.

 

Here are the main types of coverages:

Liability Insurance:

  • Bodily Injury Liability:  Covers medical expense and legal fees if you cause an accident that injures someone else.
  •  Property Damage Liability:  Pays for damages to another person’s property if you are at fault in an accident.

Collision Coverage: Covers the cost of the repairing or replacing your car if it’s damage in a collision with another vehicle or object.

Comprehensive Coverage:  Protects against non-collision events such as theft, vandalism, natural disasters, and hitting an animal.

Personal Injury Protection (PIP):  Covers medical expenses, lost wages, and other related costs for you and your passengers, regardless of who is at fault.

Medical Payments: Covers for medical expenses for you and your passengers after an accident, regardless at fault.

Uninsured/Underinsured Motorist Coverage(UM/UIM): Provides protection if you’re involved in an accident with a driver who has insufficient or no insurance.

 

Some Additional Coverages(if company provides):

Rental Car Reimbursement: Covers the cost of a rental car while your vehicle is being repaired.

Roadside Assistance:  Provides services like towing, battery jump-starts, and flat tire changes.

Gap Insurance:  Covers the difference between the car’s actual cash value and the amount you owe on your loan or lease if your car is totaled.

 

Why do you need Auto Insurance?

It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  •  If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.

Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Give Us a Call
Texas City | 409-934-8000 7900 Emmett F Lowry Expy | Texas City, TX 77591
Houston | 281-596-9200 11757 Katy Freeway, Ste #100 | Houston TX, 77079
Conroe | 936-331-6540 1965 S Loop 336 W, | Conroe, Tx 77304
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Location

Texas City Location

7900 Emmett F Lowry Expy
Texas City, TX 77591

Toll Free: 800-561-5211

Houston Location

11757 Katy Freeway, Ste #100
Houston TX, 77079
Toll Free: 844-271-7048

Conroe Location

1965 S Loop 336 W
Conroe, Texas 77304
Toll Free: 800-561-5211

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